LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,631
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,646
−HK$1,032/mo
Today · 4.125%
HK$34,678
baseline
▲ 0.50% · 4.625%
HK$36,788
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,356/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,302
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,276
−HK$987/mo
Today · 4.125%
HK$38,263
baseline
▲ 0.50% · 4.625%
HK$40,280
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,526/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,158
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,376
−HK$1,237/mo
Today · 4.125%
HK$41,613
baseline
▲ 0.50% · 4.625%
HK$44,145
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$83,226/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,562
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,731
−HK$1,185/mo
Today · 4.125%
HK$45,916
baseline
▲ 0.50% · 4.625%
HK$48,336
+HK$2,420/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$91,832/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,684
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,105
−HK$1,444/mo
Today · 4.125%
HK$48,549
baseline
▲ 0.50% · 4.625%
HK$51,503
+HK$2,954/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,098/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,823
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,186
−HK$1,383/mo
Today · 4.125%
HK$53,569
baseline
▲ 0.50% · 4.625%
HK$56,392
+HK$2,823/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,138/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,736
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,563
−HK$1,857/mo
Today · 4.125%
HK$62,420
baseline
▲ 0.50% · 4.625%
HK$66,218
+HK$3,798/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,840/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,344
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,096
−HK$1,778/mo
Today · 4.125%
HK$68,874
baseline
▲ 0.50% · 4.625%
HK$72,504
+HK$3,630/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,748/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,640 · Scale 2, in force from 26 Feb 2026)