LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,632
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,648
−HK$1,031/mo
Today · 4.125%
HK$34,679
baseline
▲ 0.50% · 4.625%
HK$36,789
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,358/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,303
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,277
−HK$988/mo
Today · 4.125%
HK$38,265
baseline
▲ 0.50% · 4.625%
HK$40,282
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,530/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,159
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,377
−HK$1,238/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$44,147
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,564
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,732
−HK$1,186/mo
Today · 4.125%
HK$45,918
baseline
▲ 0.50% · 4.625%
HK$48,338
+HK$2,420/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$91,836/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,685
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,107
−HK$1,443/mo
Today · 4.125%
HK$48,550
baseline
▲ 0.50% · 4.625%
HK$51,504
+HK$2,954/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,100/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,825
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,188
−HK$1,382/mo
Today · 4.125%
HK$53,570
baseline
▲ 0.50% · 4.625%
HK$56,394
+HK$2,824/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,140/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,738
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,566
−HK$1,856/mo
Today · 4.125%
HK$62,422
baseline
▲ 0.50% · 4.625%
HK$66,220
+HK$3,798/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,844/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,346
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,098
−HK$1,778/mo
Today · 4.125%
HK$68,876
baseline
▲ 0.50% · 4.625%
HK$72,507
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,752/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,658 · Scale 2, in force from 26 Feb 2026)