LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,633
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,648
−HK$1,032/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,790
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,304
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,278
−HK$988/mo
Today · 4.125%
HK$38,266
baseline
▲ 0.50% · 4.625%
HK$40,283
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,532/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,160
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,378
−HK$1,238/mo
Today · 4.125%
HK$41,616
baseline
▲ 0.50% · 4.625%
HK$44,148
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$83,232/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,565
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,733
−HK$1,186/mo
Today · 4.125%
HK$45,919
baseline
▲ 0.50% · 4.625%
HK$48,339
+HK$2,420/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$91,838/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,686
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,108
−HK$1,443/mo
Today · 4.125%
HK$48,551
baseline
▲ 0.50% · 4.625%
HK$51,506
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,102/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,826
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,189
−HK$1,383/mo
Today · 4.125%
HK$53,572
baseline
▲ 0.50% · 4.625%
HK$56,396
+HK$2,824/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,144/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,740
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$60,567
−HK$1,856/mo
Today · 4.125%
HK$62,423
baseline
▲ 0.50% · 4.625%
HK$66,222
+HK$3,799/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,846/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,347
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,100
−HK$1,778/mo
Today · 4.125%
HK$68,878
baseline
▲ 0.50% · 4.625%
HK$72,509
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,756/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,670 · Scale 2, in force from 26 Feb 2026)