LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,634
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,650
−HK$1,031/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,791
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,305
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,279
−HK$988/mo
Today · 4.125%
HK$38,267
baseline
▲ 0.50% · 4.625%
HK$40,284
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,534/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,161
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,379
−HK$1,238/mo
Today · 4.125%
HK$41,617
baseline
▲ 0.50% · 4.625%
HK$44,149
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$83,234/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,567
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,735
−HK$1,185/mo
Today · 4.125%
HK$45,920
baseline
▲ 0.50% · 4.625%
HK$48,341
+HK$2,421/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$91,840/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,688
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,109
−HK$1,444/mo
Today · 4.125%
HK$48,553
baseline
▲ 0.50% · 4.625%
HK$51,508
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,106/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,828
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,191
−HK$1,383/mo
Today · 4.125%
HK$53,574
baseline
▲ 0.50% · 4.625%
HK$56,398
+HK$2,824/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,148/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,742
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,569
−HK$1,857/mo
Today · 4.125%
HK$62,426
baseline
▲ 0.50% · 4.625%
HK$66,224
+HK$3,798/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,852/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,350
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$67,102
−HK$1,778/mo
Today · 4.125%
HK$68,880
baseline
▲ 0.50% · 4.625%
HK$72,511
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,760/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,690 · Scale 2, in force from 26 Feb 2026)