LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,636
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$1,031/mo
Today · 4.125%
HK$34,682
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$2,111/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,364/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,307
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,281
−HK$987/mo
Today · 4.125%
HK$38,268
baseline
▲ 0.50% · 4.625%
HK$40,286
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,536/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,163
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,381
−HK$1,238/mo
Today · 4.125%
HK$41,619
baseline
▲ 0.50% · 4.625%
HK$44,151
+HK$2,532/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$83,238/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,568
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,737
−HK$1,185/mo
Today · 4.125%
HK$45,922
baseline
▲ 0.50% · 4.625%
HK$48,343
+HK$2,421/mo
Deposit HK$5.72M · loan HK$8.59M · min. income ≈ HK$91,844/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,690
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,111
−HK$1,444/mo
Today · 4.125%
HK$48,555
baseline
▲ 0.50% · 4.625%
HK$51,510
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,110/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,830
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,193
−HK$1,383/mo
Today · 4.125%
HK$53,576
baseline
▲ 0.50% · 4.625%
HK$56,400
+HK$2,824/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,152/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,744
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,571
−HK$1,857/mo
Today · 4.125%
HK$62,428
baseline
▲ 0.50% · 4.625%
HK$66,227
+HK$3,799/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,856/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,352
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,105
−HK$1,778/mo
Today · 4.125%
HK$68,883
baseline
▲ 0.50% · 4.625%
HK$72,514
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,766/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,710 · Scale 2, in force from 26 Feb 2026)