LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,638
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,654
−HK$1,031/mo
Today · 4.125%
HK$34,685
baseline
▲ 0.50% · 4.625%
HK$36,795
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,370/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,310
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,284
−HK$987/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,289
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,166
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,384
−HK$1,238/mo
Today · 4.125%
HK$41,622
baseline
▲ 0.50% · 4.625%
HK$44,155
+HK$2,533/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,244/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,572
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,740
−HK$1,186/mo
Today · 4.125%
HK$45,926
baseline
▲ 0.50% · 4.625%
HK$48,347
+HK$2,421/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,852/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,694
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,115
−HK$1,444/mo
Today · 4.125%
HK$48,559
baseline
▲ 0.50% · 4.625%
HK$51,514
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,118/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,834
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,197
−HK$1,383/mo
Today · 4.125%
HK$53,580
baseline
▲ 0.50% · 4.625%
HK$56,404
+HK$2,824/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,160/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,749
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,576
−HK$1,857/mo
Today · 4.125%
HK$62,433
baseline
▲ 0.50% · 4.625%
HK$66,232
+HK$3,799/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,866/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,358
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,110
−HK$1,779/mo
Today · 4.125%
HK$68,889
baseline
▲ 0.50% · 4.625%
HK$72,520
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,778/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,754 · Scale 2, in force from 26 Feb 2026)