LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,640
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,656
−HK$1,031/mo
Today · 4.125%
HK$34,687
baseline
▲ 0.50% · 4.625%
HK$36,798
+HK$2,111/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,374/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,312
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$988/mo
Today · 4.125%
HK$38,274
baseline
▲ 0.50% · 4.625%
HK$40,291
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,548/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,169
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,387
−HK$1,238/mo
Today · 4.125%
HK$41,625
baseline
▲ 0.50% · 4.625%
HK$44,158
+HK$2,533/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,250/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,575
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,743
−HK$1,186/mo
Today · 4.125%
HK$45,929
baseline
▲ 0.50% · 4.625%
HK$48,350
+HK$2,421/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,858/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,697
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,118
−HK$1,444/mo
Today · 4.125%
HK$48,562
baseline
▲ 0.50% · 4.625%
HK$51,517
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,124/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,837
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,200
−HK$1,384/mo
Today · 4.125%
HK$53,584
baseline
▲ 0.50% · 4.625%
HK$56,408
+HK$2,824/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,168/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,753
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,580
−HK$1,857/mo
Today · 4.125%
HK$62,437
baseline
▲ 0.50% · 4.625%
HK$66,236
+HK$3,799/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,874/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,362
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,115
−HK$1,778/mo
Today · 4.125%
HK$68,893
baseline
▲ 0.50% · 4.625%
HK$72,525
+HK$3,632/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,786/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,790 · Scale 2, in force from 26 Feb 2026)