LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,641
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,656
−HK$1,032/mo
Today · 4.125%
HK$34,688
baseline
▲ 0.50% · 4.625%
HK$36,798
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,376/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,313
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$988/mo
Today · 4.125%
HK$38,274
baseline
▲ 0.50% · 4.625%
HK$40,292
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,548/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,169
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,387
−HK$1,238/mo
Today · 4.125%
HK$41,625
baseline
▲ 0.50% · 4.625%
HK$44,158
+HK$2,533/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,250/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,575
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,744
−HK$1,185/mo
Today · 4.125%
HK$45,929
baseline
▲ 0.50% · 4.625%
HK$48,350
+HK$2,421/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,858/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,697
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,119
−HK$1,444/mo
Today · 4.125%
HK$48,563
baseline
▲ 0.50% · 4.625%
HK$51,518
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,126/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,838
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,201
−HK$1,383/mo
Today · 4.125%
HK$53,584
baseline
▲ 0.50% · 4.625%
HK$56,409
+HK$2,825/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,168/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,753
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,581
−HK$1,857/mo
Today · 4.125%
HK$62,438
baseline
▲ 0.50% · 4.625%
HK$66,237
+HK$3,799/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,876/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,363
−HK$3,531/mo
▼ 0.25% · 3.875%
HK$67,116
−HK$1,778/mo
Today · 4.125%
HK$68,894
baseline
▲ 0.50% · 4.625%
HK$72,525
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,788/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,795 · Scale 2, in force from 26 Feb 2026)