LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,642
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,657
−HK$1,032/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,800
+HK$2,111/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,314
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,288
−HK$988/mo
Today · 4.125%
HK$38,276
baseline
▲ 0.50% · 4.625%
HK$40,293
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,552/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,170
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,389
−HK$1,238/mo
Today · 4.125%
HK$41,627
baseline
▲ 0.50% · 4.625%
HK$44,160
+HK$2,533/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,254/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,577
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,745
−HK$1,186/mo
Today · 4.125%
HK$45,931
baseline
▲ 0.50% · 4.625%
HK$48,352
+HK$2,421/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,862/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,699
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,120
−HK$1,445/mo
Today · 4.125%
HK$48,565
baseline
▲ 0.50% · 4.625%
HK$51,520
+HK$2,955/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,130/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,840
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,203
−HK$1,383/mo
Today · 4.125%
HK$53,586
baseline
▲ 0.50% · 4.625%
HK$56,411
+HK$2,825/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,172/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,756
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,583
−HK$1,857/mo
Today · 4.125%
HK$62,440
baseline
▲ 0.50% · 4.625%
HK$66,240
+HK$3,800/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,880/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,365
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,118
−HK$1,779/mo
Today · 4.125%
HK$68,897
baseline
▲ 0.50% · 4.625%
HK$72,528
+HK$3,631/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,794/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,816 · Scale 2, in force from 26 Feb 2026)