LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,643
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,658
−HK$1,032/mo
Today · 4.125%
HK$34,690
baseline
▲ 0.50% · 4.625%
HK$36,800
+HK$2,110/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,380/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,315
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,289
−HK$988/mo
Today · 4.125%
HK$38,277
baseline
▲ 0.50% · 4.625%
HK$40,294
+HK$2,017/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,554/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,171
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,390
−HK$1,238/mo
Today · 4.125%
HK$41,628
baseline
▲ 0.50% · 4.625%
HK$44,160
+HK$2,532/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,256/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,578
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,746
−HK$1,186/mo
Today · 4.125%
HK$45,932
baseline
▲ 0.50% · 4.625%
HK$48,353
+HK$2,421/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,864/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,700
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,121
−HK$1,444/mo
Today · 4.125%
HK$48,565
baseline
▲ 0.50% · 4.625%
HK$51,521
+HK$2,956/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$97,130/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,840
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,204
−HK$1,383/mo
Today · 4.125%
HK$53,587
baseline
▲ 0.50% · 4.625%
HK$56,412
+HK$2,825/mo
Deposit HK$4.29M · loan HK$10.02M · min. income ≈ HK$107,174/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,757
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$60,584
−HK$1,857/mo
Today · 4.125%
HK$62,441
baseline
▲ 0.50% · 4.625%
HK$66,241
+HK$3,800/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$124,882/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,366
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,119
−HK$1,779/mo
Today · 4.125%
HK$68,898
baseline
▲ 0.50% · 4.625%
HK$72,530
+HK$3,632/mo
Deposit HK$1.43M · loan HK$12.88M · min. income ≈ HK$137,796/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,825 · Scale 2, in force from 26 Feb 2026)