LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,647
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,663
−HK$1,031/mo
Today · 4.125%
HK$34,694
baseline
▲ 0.50% · 4.625%
HK$36,806
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,388/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,320
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,294
−HK$988/mo
Today · 4.125%
HK$38,282
baseline
▲ 0.50% · 4.625%
HK$40,300
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,564/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,177
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,395
−HK$1,238/mo
Today · 4.125%
HK$41,633
baseline
▲ 0.50% · 4.625%
HK$44,167
+HK$2,534/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,266/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,584
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,752
−HK$1,186/mo
Today · 4.125%
HK$45,938
baseline
▲ 0.50% · 4.625%
HK$48,360
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,876/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,706
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,128
−HK$1,444/mo
Today · 4.125%
HK$48,572
baseline
▲ 0.50% · 4.625%
HK$51,528
+HK$2,956/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$97,144/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,848
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,211
−HK$1,384/mo
Today · 4.125%
HK$53,595
baseline
▲ 0.50% · 4.625%
HK$56,420
+HK$2,825/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$107,190/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,765
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,593
−HK$1,857/mo
Today · 4.125%
HK$62,450
baseline
▲ 0.50% · 4.625%
HK$66,250
+HK$3,800/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,900/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,375
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,129
−HK$1,778/mo
Today · 4.125%
HK$68,907
baseline
▲ 0.50% · 4.625%
HK$72,540
+HK$3,633/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,814/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,900 · Scale 2, in force from 26 Feb 2026)