LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,648
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,664
−HK$1,032/mo
Today · 4.125%
HK$34,696
baseline
▲ 0.50% · 4.625%
HK$36,807
+HK$2,111/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,392/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,321
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,295
−HK$988/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,301
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,178
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,397
−HK$1,238/mo
Today · 4.125%
HK$41,635
baseline
▲ 0.50% · 4.625%
HK$44,168
+HK$2,533/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,270/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,585
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,754
−HK$1,186/mo
Today · 4.125%
HK$45,940
baseline
▲ 0.50% · 4.625%
HK$48,362
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,880/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,708
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,130
−HK$1,444/mo
Today · 4.125%
HK$48,574
baseline
▲ 0.50% · 4.625%
HK$51,530
+HK$2,956/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$97,148/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,850
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,213
−HK$1,384/mo
Today · 4.125%
HK$53,597
baseline
▲ 0.50% · 4.625%
HK$56,422
+HK$2,825/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$107,194/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,767
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,595
−HK$1,857/mo
Today · 4.125%
HK$62,452
baseline
▲ 0.50% · 4.625%
HK$66,253
+HK$3,801/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,904/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,378
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,131
−HK$1,779/mo
Today · 4.125%
HK$68,910
baseline
▲ 0.50% · 4.625%
HK$72,543
+HK$3,633/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,820/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,922 · Scale 2, in force from 26 Feb 2026)