LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,649
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,665
−HK$1,032/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,808
+HK$2,111/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,322
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$988/mo
Today · 4.125%
HK$38,284
baseline
▲ 0.50% · 4.625%
HK$40,302
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,568/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,179
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,398
−HK$1,238/mo
Today · 4.125%
HK$41,636
baseline
▲ 0.50% · 4.625%
HK$44,169
+HK$2,533/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,272/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,586
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,755
−HK$1,186/mo
Today · 4.125%
HK$45,941
baseline
▲ 0.50% · 4.625%
HK$48,363
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,882/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,709
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,131
−HK$1,444/mo
Today · 4.125%
HK$48,575
baseline
▲ 0.50% · 4.625%
HK$51,531
+HK$2,956/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$97,150/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,851
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,214
−HK$1,384/mo
Today · 4.125%
HK$53,598
baseline
▲ 0.50% · 4.625%
HK$56,423
+HK$2,825/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$107,196/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,769
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,597
−HK$1,857/mo
Today · 4.125%
HK$62,454
baseline
▲ 0.50% · 4.625%
HK$66,254
+HK$3,800/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,908/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,379
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,133
−HK$1,779/mo
Today · 4.125%
HK$68,912
baseline
▲ 0.50% · 4.625%
HK$72,544
+HK$3,632/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,824/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,933 · Scale 2, in force from 26 Feb 2026)