LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,653
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,668
−HK$1,032/mo
Today · 4.125%
HK$34,700
baseline
▲ 0.50% · 4.625%
HK$36,812
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,400/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,326
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,300
−HK$988/mo
Today · 4.125%
HK$38,288
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,576/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,183
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,402
−HK$1,238/mo
Today · 4.125%
HK$41,640
baseline
▲ 0.50% · 4.625%
HK$44,174
+HK$2,534/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,280/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,591
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,760
−HK$1,186/mo
Today · 4.125%
HK$45,946
baseline
▲ 0.50% · 4.625%
HK$48,368
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,892/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,714
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,136
−HK$1,444/mo
Today · 4.125%
HK$48,580
baseline
▲ 0.50% · 4.625%
HK$51,536
+HK$2,956/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$97,160/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,856
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,220
−HK$1,384/mo
Today · 4.125%
HK$53,604
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$2,825/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$107,208/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,775
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$60,603
−HK$1,857/mo
Today · 4.125%
HK$62,460
baseline
▲ 0.50% · 4.625%
HK$66,261
+HK$3,801/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,920/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,386
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,140
−HK$1,779/mo
Today · 4.125%
HK$68,919
baseline
▲ 0.50% · 4.625%
HK$72,552
+HK$3,633/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,838/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$536,989 · Scale 2, in force from 26 Feb 2026)