LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,655
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$1,032/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,815
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,329
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,303
−HK$988/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,310
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,186
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,405
−HK$1,239/mo
Today · 4.125%
HK$41,644
baseline
▲ 0.50% · 4.625%
HK$44,178
+HK$2,534/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,288/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,594
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,764
−HK$1,186/mo
Today · 4.125%
HK$45,950
baseline
▲ 0.50% · 4.625%
HK$48,372
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,900/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,717
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,139
−HK$1,445/mo
Today · 4.125%
HK$48,584
baseline
▲ 0.50% · 4.625%
HK$51,540
+HK$2,956/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$97,168/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,860
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,224
−HK$1,384/mo
Today · 4.125%
HK$53,608
baseline
▲ 0.50% · 4.625%
HK$56,434
+HK$2,826/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$107,216/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,779
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,608
−HK$1,857/mo
Today · 4.125%
HK$62,465
baseline
▲ 0.50% · 4.625%
HK$66,266
+HK$3,801/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,930/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,392
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$67,145
−HK$1,779/mo
Today · 4.125%
HK$68,924
baseline
▲ 0.50% · 4.625%
HK$72,558
+HK$3,634/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,848/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,033 · Scale 2, in force from 26 Feb 2026)