LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,656
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,672
−HK$1,032/mo
Today · 4.125%
HK$34,704
baseline
▲ 0.50% · 4.625%
HK$36,816
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,408/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,330
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,304
−HK$989/mo
Today · 4.125%
HK$38,293
baseline
▲ 0.50% · 4.625%
HK$40,311
+HK$2,018/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,586/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,188
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,407
−HK$1,238/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$44,179
+HK$2,534/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,596
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,765
−HK$1,186/mo
Today · 4.125%
HK$45,951
baseline
▲ 0.50% · 4.625%
HK$48,374
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,902/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,719
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,141
−HK$1,445/mo
Today · 4.125%
HK$48,586
baseline
▲ 0.50% · 4.625%
HK$51,542
+HK$2,956/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$97,172/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,862
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,226
−HK$1,384/mo
Today · 4.125%
HK$53,610
baseline
▲ 0.50% · 4.625%
HK$56,436
+HK$2,826/mo
Deposit HK$4.30M · loan HK$10.02M · min. income ≈ HK$107,220/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,782
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,610
−HK$1,858/mo
Today · 4.125%
HK$62,468
baseline
▲ 0.50% · 4.625%
HK$66,269
+HK$3,801/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,936/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,394
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,148
−HK$1,779/mo
Today · 4.125%
HK$68,927
baseline
▲ 0.50% · 4.625%
HK$72,560
+HK$3,633/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,854/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,053 · Scale 2, in force from 26 Feb 2026)