LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,660
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$1,033/mo
Today · 4.125%
HK$34,709
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$2,111/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,418/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,334
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,309
−HK$988/mo
Today · 4.125%
HK$38,297
baseline
▲ 0.50% · 4.625%
HK$40,316
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,594/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,193
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,412
−HK$1,238/mo
Today · 4.125%
HK$41,650
baseline
▲ 0.50% · 4.625%
HK$44,185
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,300/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,601
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,771
−HK$1,186/mo
Today · 4.125%
HK$45,957
baseline
▲ 0.50% · 4.625%
HK$48,379
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,914/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,725
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,147
−HK$1,445/mo
Today · 4.125%
HK$48,592
baseline
▲ 0.50% · 4.625%
HK$51,549
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,184/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,868
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,232
−HK$1,384/mo
Today · 4.125%
HK$53,616
baseline
▲ 0.50% · 4.625%
HK$56,443
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,232/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,789
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$60,617
−HK$1,858/mo
Today · 4.125%
HK$62,475
baseline
▲ 0.50% · 4.625%
HK$66,277
+HK$3,802/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,950/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,402
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,156
−HK$1,779/mo
Today · 4.125%
HK$68,935
baseline
▲ 0.50% · 4.625%
HK$72,569
+HK$3,634/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,870/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,118 · Scale 2, in force from 26 Feb 2026)