LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,662
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,678
−HK$1,032/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,822
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,336
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,310
−HK$989/mo
Today · 4.125%
HK$38,299
baseline
▲ 0.50% · 4.625%
HK$40,318
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,598/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,194
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,413
−HK$1,239/mo
Today · 4.125%
HK$41,652
baseline
▲ 0.50% · 4.625%
HK$44,186
+HK$2,534/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,304/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,603
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,772
−HK$1,187/mo
Today · 4.125%
HK$45,959
baseline
▲ 0.50% · 4.625%
HK$48,381
+HK$2,422/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,918/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,726
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,149
−HK$1,445/mo
Today · 4.125%
HK$48,594
baseline
▲ 0.50% · 4.625%
HK$51,551
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,188/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,870
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,235
−HK$1,384/mo
Today · 4.125%
HK$53,619
baseline
▲ 0.50% · 4.625%
HK$56,445
+HK$2,826/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,238/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,791
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,620
−HK$1,858/mo
Today · 4.125%
HK$62,478
baseline
▲ 0.50% · 4.625%
HK$66,280
+HK$3,802/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,956/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,405
−HK$3,533/mo
▼ 0.25% · 3.875%
HK$67,159
−HK$1,779/mo
Today · 4.125%
HK$68,938
baseline
▲ 0.50% · 4.625%
HK$72,572
+HK$3,634/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,876/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,140 · Scale 2, in force from 26 Feb 2026)