LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,664
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,680
−HK$1,032/mo
Today · 4.125%
HK$34,712
baseline
▲ 0.50% · 4.625%
HK$36,824
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,424/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,338
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$989/mo
Today · 4.125%
HK$38,302
baseline
▲ 0.50% · 4.625%
HK$40,321
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,604/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,197
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,416
−HK$1,239/mo
Today · 4.125%
HK$41,655
baseline
▲ 0.50% · 4.625%
HK$44,189
+HK$2,534/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$83,310/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,606
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,776
−HK$1,186/mo
Today · 4.125%
HK$45,962
baseline
▲ 0.50% · 4.625%
HK$48,385
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.59M · min. income ≈ HK$91,924/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,730
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,152
−HK$1,445/mo
Today · 4.125%
HK$48,597
baseline
▲ 0.50% · 4.625%
HK$51,554
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,194/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,874
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,238
−HK$1,384/mo
Today · 4.125%
HK$53,622
baseline
▲ 0.50% · 4.625%
HK$56,449
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,244/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,795
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,624
−HK$1,858/mo
Today · 4.125%
HK$62,482
baseline
▲ 0.50% · 4.625%
HK$66,284
+HK$3,802/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,964/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,409
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,163
−HK$1,780/mo
Today · 4.125%
HK$68,943
baseline
▲ 0.50% · 4.625%
HK$72,577
+HK$3,634/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,886/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,177 · Scale 2, in force from 26 Feb 2026)