LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,667
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,683
−HK$1,033/mo
Today · 4.125%
HK$34,716
baseline
▲ 0.50% · 4.625%
HK$36,828
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,432/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,342
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,317
−HK$988/mo
Today · 4.125%
HK$38,305
baseline
▲ 0.50% · 4.625%
HK$40,325
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,610/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,201
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,420
−HK$1,239/mo
Today · 4.125%
HK$41,659
baseline
▲ 0.50% · 4.625%
HK$44,194
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,318/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,610
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,780
−HK$1,187/mo
Today · 4.125%
HK$45,967
baseline
▲ 0.50% · 4.625%
HK$48,390
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,934/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,734
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,157
−HK$1,445/mo
Today · 4.125%
HK$48,602
baseline
▲ 0.50% · 4.625%
HK$51,559
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,204/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,879
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,243
−HK$1,385/mo
Today · 4.125%
HK$53,628
baseline
▲ 0.50% · 4.625%
HK$56,454
+HK$2,826/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,256/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,801
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,630
−HK$1,858/mo
Today · 4.125%
HK$62,488
baseline
▲ 0.50% · 4.625%
HK$66,291
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,976/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,416
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,170
−HK$1,780/mo
Today · 4.125%
HK$68,950
baseline
▲ 0.50% · 4.625%
HK$72,584
+HK$3,634/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,900/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,231 · Scale 2, in force from 26 Feb 2026)