LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,668
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,684
−HK$1,033/mo
Today · 4.125%
HK$34,717
baseline
▲ 0.50% · 4.625%
HK$36,829
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,434/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,343
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$988/mo
Today · 4.125%
HK$38,306
baseline
▲ 0.50% · 4.625%
HK$40,326
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,612/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,202
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,421
−HK$1,239/mo
Today · 4.125%
HK$41,660
baseline
▲ 0.50% · 4.625%
HK$44,195
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,320/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,612
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,781
−HK$1,187/mo
Today · 4.125%
HK$45,968
baseline
▲ 0.50% · 4.625%
HK$48,391
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,936/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,735
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,158
−HK$1,445/mo
Today · 4.125%
HK$48,603
baseline
▲ 0.50% · 4.625%
HK$51,561
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,206/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,880
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,245
−HK$1,384/mo
Today · 4.125%
HK$53,629
baseline
▲ 0.50% · 4.625%
HK$56,456
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,258/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,803
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,632
−HK$1,858/mo
Today · 4.125%
HK$62,490
baseline
▲ 0.50% · 4.625%
HK$66,292
+HK$3,802/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,980/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,417
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,172
−HK$1,780/mo
Today · 4.125%
HK$68,952
baseline
▲ 0.50% · 4.625%
HK$72,586
+HK$3,634/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,904/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,244 · Scale 2, in force from 26 Feb 2026)