LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,670
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,686
−HK$1,032/mo
Today · 4.125%
HK$34,718
baseline
▲ 0.50% · 4.625%
HK$36,831
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,436/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,345
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$988/mo
Today · 4.125%
HK$38,308
baseline
▲ 0.50% · 4.625%
HK$40,328
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,616/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,204
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,423
−HK$1,239/mo
Today · 4.125%
HK$41,662
baseline
▲ 0.50% · 4.625%
HK$44,197
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,324/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,614
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,783
−HK$1,187/mo
Today · 4.125%
HK$45,970
baseline
▲ 0.50% · 4.625%
HK$48,393
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,940/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,738
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,160
−HK$1,446/mo
Today · 4.125%
HK$48,606
baseline
▲ 0.50% · 4.625%
HK$51,563
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,212/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,883
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,247
−HK$1,385/mo
Today · 4.125%
HK$53,632
baseline
▲ 0.50% · 4.625%
HK$56,459
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,264/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,806
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$60,635
−HK$1,858/mo
Today · 4.125%
HK$62,493
baseline
▲ 0.50% · 4.625%
HK$66,296
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,986/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,421
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,175
−HK$1,780/mo
Today · 4.125%
HK$68,955
baseline
▲ 0.50% · 4.625%
HK$72,590
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,910/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,272 · Scale 2, in force from 26 Feb 2026)