LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,671
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,687
−HK$1,033/mo
Today · 4.125%
HK$34,720
baseline
▲ 0.50% · 4.625%
HK$36,832
+HK$2,112/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,440/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,346
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,321
−HK$989/mo
Today · 4.125%
HK$38,310
baseline
▲ 0.50% · 4.625%
HK$40,329
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,620/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,205
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,424
−HK$1,239/mo
Today · 4.125%
HK$41,663
baseline
▲ 0.50% · 4.625%
HK$44,199
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,326/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,615
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,785
−HK$1,187/mo
Today · 4.125%
HK$45,972
baseline
▲ 0.50% · 4.625%
HK$48,395
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,944/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,739
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,162
−HK$1,445/mo
Today · 4.125%
HK$48,607
baseline
▲ 0.50% · 4.625%
HK$51,565
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,214/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,884
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,249
−HK$1,384/mo
Today · 4.125%
HK$53,633
baseline
▲ 0.50% · 4.625%
HK$56,461
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,266/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,807
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,637
−HK$1,858/mo
Today · 4.125%
HK$62,495
baseline
▲ 0.50% · 4.625%
HK$66,298
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$124,990/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,423
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,177
−HK$1,780/mo
Today · 4.125%
HK$68,957
baseline
▲ 0.50% · 4.625%
HK$72,592
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.89M · min. income ≈ HK$137,914/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,289 · Scale 2, in force from 26 Feb 2026)