LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,672
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$1,032/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,834
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$989/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,331
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,207
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,426
−HK$1,239/mo
Today · 4.125%
HK$41,665
baseline
▲ 0.50% · 4.625%
HK$44,201
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,330/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,617
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,787
−HK$1,187/mo
Today · 4.125%
HK$45,974
baseline
▲ 0.50% · 4.625%
HK$48,397
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,948/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,741
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,164
−HK$1,446/mo
Today · 4.125%
HK$48,610
baseline
▲ 0.50% · 4.625%
HK$51,567
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,220/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,887
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,251
−HK$1,385/mo
Today · 4.125%
HK$53,636
baseline
▲ 0.50% · 4.625%
HK$56,463
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,272/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,810
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,640
−HK$1,858/mo
Today · 4.125%
HK$62,498
baseline
▲ 0.50% · 4.625%
HK$66,301
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$124,996/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,426
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$67,180
−HK$1,780/mo
Today · 4.125%
HK$68,960
baseline
▲ 0.50% · 4.625%
HK$72,595
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,920/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,314 · Scale 2, in force from 26 Feb 2026)