LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,673
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$1,033/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,348
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$989/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,207
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,239/mo
Today · 4.125%
HK$41,666
baseline
▲ 0.50% · 4.625%
HK$44,201
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,332/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,618
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,788
−HK$1,186/mo
Today · 4.125%
HK$45,974
baseline
▲ 0.50% · 4.625%
HK$48,398
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,948/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,742
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,165
−HK$1,445/mo
Today · 4.125%
HK$48,610
baseline
▲ 0.50% · 4.625%
HK$51,568
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,220/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,888
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,252
−HK$1,385/mo
Today · 4.125%
HK$53,637
baseline
▲ 0.50% · 4.625%
HK$56,464
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,274/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,811
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,641
−HK$1,858/mo
Today · 4.125%
HK$62,499
baseline
▲ 0.50% · 4.625%
HK$66,302
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$124,998/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,427
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,182
−HK$1,780/mo
Today · 4.125%
HK$68,962
baseline
▲ 0.50% · 4.625%
HK$72,597
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,924/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,323 · Scale 2, in force from 26 Feb 2026)