LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,673
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,690
−HK$1,032/mo
Today · 4.125%
HK$34,722
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,444/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$989/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,208
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,428
−HK$1,239/mo
Today · 4.125%
HK$41,667
baseline
▲ 0.50% · 4.625%
HK$44,202
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,334/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,618
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,788
−HK$1,187/mo
Today · 4.125%
HK$45,975
baseline
▲ 0.50% · 4.625%
HK$48,398
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,950/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,743
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,165
−HK$1,446/mo
Today · 4.125%
HK$48,611
baseline
▲ 0.50% · 4.625%
HK$51,569
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,222/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,888
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,253
−HK$1,385/mo
Today · 4.125%
HK$53,638
baseline
▲ 0.50% · 4.625%
HK$56,465
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,276/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,812
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,641
−HK$1,859/mo
Today · 4.125%
HK$62,500
baseline
▲ 0.50% · 4.625%
HK$66,303
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,000/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,428
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,182
−HK$1,781/mo
Today · 4.125%
HK$68,963
baseline
▲ 0.50% · 4.625%
HK$72,598
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,926/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,330 · Scale 2, in force from 26 Feb 2026)