LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,674
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,691
−HK$1,032/mo
Today · 4.125%
HK$34,723
baseline
▲ 0.50% · 4.625%
HK$36,836
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,446/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,350
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,325
−HK$989/mo
Today · 4.125%
HK$38,314
baseline
▲ 0.50% · 4.625%
HK$40,333
+HK$2,019/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,628/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,209
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,239/mo
Today · 4.125%
HK$41,668
baseline
▲ 0.50% · 4.625%
HK$44,203
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,336/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,620
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,186/mo
Today · 4.125%
HK$45,976
baseline
▲ 0.50% · 4.625%
HK$48,400
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,952/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,744
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,167
−HK$1,446/mo
Today · 4.125%
HK$48,613
baseline
▲ 0.50% · 4.625%
HK$51,570
+HK$2,957/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,226/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,890
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,255
−HK$1,384/mo
Today · 4.125%
HK$53,639
baseline
▲ 0.50% · 4.625%
HK$56,467
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,278/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,814
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,643
−HK$1,859/mo
Today · 4.125%
HK$62,502
baseline
▲ 0.50% · 4.625%
HK$66,305
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,004/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,430
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,184
−HK$1,781/mo
Today · 4.125%
HK$68,965
baseline
▲ 0.50% · 4.625%
HK$72,600
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,930/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,346 · Scale 2, in force from 26 Feb 2026)