LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,675
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,691
−HK$1,033/mo
Today · 4.125%
HK$34,724
baseline
▲ 0.50% · 4.625%
HK$36,837
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,448/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,350
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,325
−HK$989/mo
Today · 4.125%
HK$38,314
baseline
▲ 0.50% · 4.625%
HK$40,334
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,628/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,239/mo
Today · 4.125%
HK$41,668
baseline
▲ 0.50% · 4.625%
HK$44,204
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,336/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,620
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,790
−HK$1,187/mo
Today · 4.125%
HK$45,977
baseline
▲ 0.50% · 4.625%
HK$48,401
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,954/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,745
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,168
−HK$1,445/mo
Today · 4.125%
HK$48,613
baseline
▲ 0.50% · 4.625%
HK$51,571
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,226/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,890
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,255
−HK$1,385/mo
Today · 4.125%
HK$53,640
baseline
▲ 0.50% · 4.625%
HK$56,467
+HK$2,827/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,280/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,815
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,644
−HK$1,859/mo
Today · 4.125%
HK$62,503
baseline
▲ 0.50% · 4.625%
HK$66,306
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,006/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,431
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,185
−HK$1,781/mo
Today · 4.125%
HK$68,966
baseline
▲ 0.50% · 4.625%
HK$72,601
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,932/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,354 · Scale 2, in force from 26 Feb 2026)