LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,675
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,692
−HK$1,032/mo
Today · 4.125%
HK$34,724
baseline
▲ 0.50% · 4.625%
HK$36,837
+HK$2,113/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$69,448/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,351
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,326
−HK$989/mo
Today · 4.125%
HK$38,315
baseline
▲ 0.50% · 4.625%
HK$40,335
+HK$2,020/mo
Deposit HK$7.16M · loan HK$7.16M · min. income ≈ HK$76,630/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,211
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,430
−HK$1,239/mo
Today · 4.125%
HK$41,669
baseline
▲ 0.50% · 4.625%
HK$44,205
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,338/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,621
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,791
−HK$1,187/mo
Today · 4.125%
HK$45,978
baseline
▲ 0.50% · 4.625%
HK$48,402
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,956/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,746
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$47,169
−HK$1,445/mo
Today · 4.125%
HK$48,614
baseline
▲ 0.50% · 4.625%
HK$51,572
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,228/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,892
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,256
−HK$1,385/mo
Today · 4.125%
HK$53,641
baseline
▲ 0.50% · 4.625%
HK$56,469
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,282/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,816
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,645
−HK$1,859/mo
Today · 4.125%
HK$62,504
baseline
▲ 0.50% · 4.625%
HK$66,307
+HK$3,803/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,008/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,432
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,187
−HK$1,780/mo
Today · 4.125%
HK$68,967
baseline
▲ 0.50% · 4.625%
HK$72,602
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,934/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,365 · Scale 2, in force from 26 Feb 2026)