LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,677
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,694
−HK$1,032/mo
Today · 4.125%
HK$34,726
baseline
▲ 0.50% · 4.625%
HK$36,839
+HK$2,113/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,452/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,353
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,328
−HK$989/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,337
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,432
−HK$1,240/mo
Today · 4.125%
HK$41,672
baseline
▲ 0.50% · 4.625%
HK$44,207
+HK$2,535/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,344/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,624
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,794
−HK$1,187/mo
Today · 4.125%
HK$45,981
baseline
▲ 0.50% · 4.625%
HK$48,404
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,962/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,748
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,171
−HK$1,446/mo
Today · 4.125%
HK$48,617
baseline
▲ 0.50% · 4.625%
HK$51,575
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,234/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,894
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,259
−HK$1,385/mo
Today · 4.125%
HK$53,644
baseline
▲ 0.50% · 4.625%
HK$56,472
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,288/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,819
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,649
−HK$1,858/mo
Today · 4.125%
HK$62,507
baseline
▲ 0.50% · 4.625%
HK$66,311
+HK$3,804/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,014/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,436
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,190
−HK$1,781/mo
Today · 4.125%
HK$68,971
baseline
▲ 0.50% · 4.625%
HK$72,606
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,942/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,394 · Scale 2, in force from 26 Feb 2026)