LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,679
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,695
−HK$1,033/mo
Today · 4.125%
HK$34,728
baseline
▲ 0.50% · 4.625%
HK$36,841
+HK$2,113/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,456/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,355
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,330
−HK$989/mo
Today · 4.125%
HK$38,319
baseline
▲ 0.50% · 4.625%
HK$40,339
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,638/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,214
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,434
−HK$1,239/mo
Today · 4.125%
HK$41,673
baseline
▲ 0.50% · 4.625%
HK$44,209
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,346/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,626
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,796
−HK$1,187/mo
Today · 4.125%
HK$45,983
baseline
▲ 0.50% · 4.625%
HK$48,406
+HK$2,423/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,966/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,750
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,173
−HK$1,446/mo
Today · 4.125%
HK$48,619
baseline
▲ 0.50% · 4.625%
HK$51,577
+HK$2,958/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,238/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,896
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,262
−HK$1,384/mo
Today · 4.125%
HK$53,646
baseline
▲ 0.50% · 4.625%
HK$56,474
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,292/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,822
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$60,651
−HK$1,859/mo
Today · 4.125%
HK$62,510
baseline
▲ 0.50% · 4.625%
HK$66,314
+HK$3,804/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,020/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,438
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,193
−HK$1,781/mo
Today · 4.125%
HK$68,974
baseline
▲ 0.50% · 4.625%
HK$72,609
+HK$3,635/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,948/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,417 · Scale 2, in force from 26 Feb 2026)