LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,680
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$1,033/mo
Today · 4.125%
HK$34,729
baseline
▲ 0.50% · 4.625%
HK$36,842
+HK$2,113/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,458/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,356
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,331
−HK$989/mo
Today · 4.125%
HK$38,320
baseline
▲ 0.50% · 4.625%
HK$40,340
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,640/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,216
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,240/mo
Today · 4.125%
HK$41,675
baseline
▲ 0.50% · 4.625%
HK$44,211
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,350/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,627
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,797
−HK$1,187/mo
Today · 4.125%
HK$45,984
baseline
▲ 0.50% · 4.625%
HK$48,408
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,968/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,751
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,175
−HK$1,445/mo
Today · 4.125%
HK$48,620
baseline
▲ 0.50% · 4.625%
HK$51,579
+HK$2,959/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,240/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,898
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,263
−HK$1,385/mo
Today · 4.125%
HK$53,648
baseline
▲ 0.50% · 4.625%
HK$56,476
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,296/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,823
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,653
−HK$1,859/mo
Today · 4.125%
HK$62,512
baseline
▲ 0.50% · 4.625%
HK$66,316
+HK$3,804/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,024/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,440
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,195
−HK$1,781/mo
Today · 4.125%
HK$68,976
baseline
▲ 0.50% · 4.625%
HK$72,612
+HK$3,636/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,952/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,434 · Scale 2, in force from 26 Feb 2026)