LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,683
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,700
−HK$1,033/mo
Today · 4.125%
HK$34,733
baseline
▲ 0.50% · 4.625%
HK$36,846
+HK$2,113/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,466/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,360
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,335
−HK$989/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,344
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,220
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,440
−HK$1,239/mo
Today · 4.125%
HK$41,679
baseline
▲ 0.50% · 4.625%
HK$44,215
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,358/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,632
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,802
−HK$1,187/mo
Today · 4.125%
HK$45,989
baseline
▲ 0.50% · 4.625%
HK$48,413
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,978/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,757
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,180
−HK$1,446/mo
Today · 4.125%
HK$48,626
baseline
▲ 0.50% · 4.625%
HK$51,585
+HK$2,959/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,252/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,904
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,269
−HK$1,385/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,830
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$60,660
−HK$1,859/mo
Today · 4.125%
HK$62,519
baseline
▲ 0.50% · 4.625%
HK$66,323
+HK$3,804/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,038/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,448
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$67,203
−HK$1,780/mo
Today · 4.125%
HK$68,983
baseline
▲ 0.50% · 4.625%
HK$72,620
+HK$3,637/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,966/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,493 · Scale 2, in force from 26 Feb 2026)