LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,685
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$1,033/mo
Today · 4.125%
HK$34,734
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$2,114/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,468/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,361
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,336
−HK$990/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,346
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,222
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,442
−HK$1,239/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$44,217
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,634
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,804
−HK$1,187/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,415
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,758
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,182
−HK$1,446/mo
Today · 4.125%
HK$48,628
baseline
▲ 0.50% · 4.625%
HK$51,587
+HK$2,959/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,256/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,906
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,271
−HK$1,385/mo
Today · 4.125%
HK$53,656
baseline
▲ 0.50% · 4.625%
HK$56,484
+HK$2,828/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,312/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,832
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,662
−HK$1,860/mo
Today · 4.125%
HK$62,522
baseline
▲ 0.50% · 4.625%
HK$66,326
+HK$3,804/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,044/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,450
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,206
−HK$1,780/mo
Today · 4.125%
HK$68,986
baseline
▲ 0.50% · 4.625%
HK$72,623
+HK$3,637/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,972/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,516 · Scale 2, in force from 26 Feb 2026)