LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,688
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,705
−HK$1,033/mo
Today · 4.125%
HK$34,738
baseline
▲ 0.50% · 4.625%
HK$36,852
+HK$2,114/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,476/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,366
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,341
−HK$989/mo
Today · 4.125%
HK$38,330
baseline
▲ 0.50% · 4.625%
HK$40,351
+HK$2,021/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,660/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,226
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,446
−HK$1,240/mo
Today · 4.125%
HK$41,686
baseline
▲ 0.50% · 4.625%
HK$44,222
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,372/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,639
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$44,809
−HK$1,187/mo
Today · 4.125%
HK$45,996
baseline
▲ 0.50% · 4.625%
HK$48,421
+HK$2,425/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$91,992/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,764
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,187
−HK$1,447/mo
Today · 4.125%
HK$48,634
baseline
▲ 0.50% · 4.625%
HK$51,593
+HK$2,959/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$97,268/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,912
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,277
−HK$1,385/mo
Today · 4.125%
HK$53,662
baseline
▲ 0.50% · 4.625%
HK$56,491
+HK$2,829/mo
Deposit HK$4.30M · loan HK$10.03M · min. income ≈ HK$107,324/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,839
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,669
−HK$1,860/mo
Today · 4.125%
HK$62,529
baseline
▲ 0.50% · 4.625%
HK$66,334
+HK$3,805/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,058/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,458
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,214
−HK$1,781/mo
Today · 4.125%
HK$68,995
baseline
▲ 0.50% · 4.625%
HK$72,631
+HK$3,636/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$137,990/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,579 · Scale 2, in force from 26 Feb 2026)