LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,691
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$1,033/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,855
+HK$2,114/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,369
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,344
−HK$990/mo
Today · 4.125%
HK$38,334
baseline
▲ 0.50% · 4.625%
HK$40,354
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,668/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,230
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,450
−HK$1,240/mo
Today · 4.125%
HK$41,690
baseline
▲ 0.50% · 4.625%
HK$44,226
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,380/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,642
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,813
−HK$1,187/mo
Today · 4.125%
HK$46,000
baseline
▲ 0.50% · 4.625%
HK$48,425
+HK$2,425/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$92,000/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,768
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,191
−HK$1,447/mo
Today · 4.125%
HK$48,638
baseline
▲ 0.50% · 4.625%
HK$51,597
+HK$2,959/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,276/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,916
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,282
−HK$1,385/mo
Today · 4.125%
HK$53,667
baseline
▲ 0.50% · 4.625%
HK$56,496
+HK$2,829/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,334/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,844
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,675
−HK$1,859/mo
Today · 4.125%
HK$62,534
baseline
▲ 0.50% · 4.625%
HK$66,339
+HK$3,805/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,068/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,464
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$67,219
−HK$1,781/mo
Today · 4.125%
HK$69,000
baseline
▲ 0.50% · 4.625%
HK$72,638
+HK$3,638/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$138,000/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,625 · Scale 2, in force from 26 Feb 2026)