LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,693
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,710
−HK$1,033/mo
Today · 4.125%
HK$34,743
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$2,114/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,486/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,371
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,346
−HK$990/mo
Today · 4.125%
HK$38,336
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,672/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,231
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,452
−HK$1,240/mo
Today · 4.125%
HK$41,692
baseline
▲ 0.50% · 4.625%
HK$44,228
+HK$2,536/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$83,384/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,645
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,815
−HK$1,188/mo
Today · 4.125%
HK$46,003
baseline
▲ 0.50% · 4.625%
HK$48,427
+HK$2,424/mo
Deposit HK$5.73M · loan HK$8.60M · min. income ≈ HK$92,006/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,770
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,194
−HK$1,446/mo
Today · 4.125%
HK$48,640
baseline
▲ 0.50% · 4.625%
HK$51,600
+HK$2,960/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,280/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,919
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,284
−HK$1,386/mo
Today · 4.125%
HK$53,670
baseline
▲ 0.50% · 4.625%
HK$56,499
+HK$2,829/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,340/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,847
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,678
−HK$1,859/mo
Today · 4.125%
HK$62,537
baseline
▲ 0.50% · 4.625%
HK$66,343
+HK$3,806/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,074/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,467
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,223
−HK$1,781/mo
Today · 4.125%
HK$69,004
baseline
▲ 0.50% · 4.625%
HK$72,641
+HK$3,637/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$138,008/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,652 · Scale 2, in force from 26 Feb 2026)