LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,694
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$1,033/mo
Today · 4.125%
HK$34,744
baseline
▲ 0.50% · 4.625%
HK$36,858
+HK$2,114/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,488/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,372
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,347
−HK$990/mo
Today · 4.125%
HK$38,337
baseline
▲ 0.50% · 4.625%
HK$40,357
+HK$2,020/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,674/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,233
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,453
−HK$1,240/mo
Today · 4.125%
HK$41,693
baseline
▲ 0.50% · 4.625%
HK$44,230
+HK$2,537/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$83,386/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,646
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,816
−HK$1,188/mo
Today · 4.125%
HK$46,004
baseline
▲ 0.50% · 4.625%
HK$48,429
+HK$2,425/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$92,008/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,771
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,195
−HK$1,447/mo
Today · 4.125%
HK$48,642
baseline
▲ 0.50% · 4.625%
HK$51,601
+HK$2,959/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,284/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,920
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,286
−HK$1,385/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,500
+HK$2,829/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,849
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$60,679
−HK$1,860/mo
Today · 4.125%
HK$62,539
baseline
▲ 0.50% · 4.625%
HK$66,345
+HK$3,806/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$125,078/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,469
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$67,225
−HK$1,781/mo
Today · 4.125%
HK$69,006
baseline
▲ 0.50% · 4.625%
HK$72,643
+HK$3,637/mo
Deposit HK$1.43M · loan HK$12.90M · min. income ≈ HK$138,012/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,667 · Scale 2, in force from 26 Feb 2026)