LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,700
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,717
−HK$1,033/mo
Today · 4.125%
HK$34,750
baseline
▲ 0.50% · 4.625%
HK$36,865
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,500/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,378
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,354
−HK$990/mo
Today · 4.125%
HK$38,344
baseline
▲ 0.50% · 4.625%
HK$40,365
+HK$2,021/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,688/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,240
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,460
−HK$1,241/mo
Today · 4.125%
HK$41,701
baseline
▲ 0.50% · 4.625%
HK$44,238
+HK$2,537/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$83,402/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,654
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,825
−HK$1,187/mo
Today · 4.125%
HK$46,012
baseline
▲ 0.50% · 4.625%
HK$48,438
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$92,024/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,780
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,204
−HK$1,447/mo
Today · 4.125%
HK$48,651
baseline
▲ 0.50% · 4.625%
HK$51,611
+HK$2,960/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,302/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,930
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,296
−HK$1,385/mo
Today · 4.125%
HK$53,681
baseline
▲ 0.50% · 4.625%
HK$56,511
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,362/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,860
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,691
−HK$1,860/mo
Today · 4.125%
HK$62,551
baseline
▲ 0.50% · 4.625%
HK$66,357
+HK$3,806/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,102/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,481
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,237
−HK$1,782/mo
Today · 4.125%
HK$69,019
baseline
▲ 0.50% · 4.625%
HK$72,657
+HK$3,638/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,038/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,767 · Scale 2, in force from 26 Feb 2026)