LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,701
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,718
−HK$1,033/mo
Today · 4.125%
HK$34,751
baseline
▲ 0.50% · 4.625%
HK$36,866
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,502/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,379
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,355
−HK$990/mo
Today · 4.125%
HK$38,345
baseline
▲ 0.50% · 4.625%
HK$40,366
+HK$2,021/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,690/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,241
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,461
−HK$1,241/mo
Today · 4.125%
HK$41,702
baseline
▲ 0.50% · 4.625%
HK$44,239
+HK$2,537/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$83,404/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,655
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,826
−HK$1,188/mo
Today · 4.125%
HK$46,014
baseline
▲ 0.50% · 4.625%
HK$48,439
+HK$2,425/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$92,028/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,781
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,205
−HK$1,447/mo
Today · 4.125%
HK$48,652
baseline
▲ 0.50% · 4.625%
HK$51,612
+HK$2,960/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,304/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,931
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,297
−HK$1,385/mo
Today · 4.125%
HK$53,682
baseline
▲ 0.50% · 4.625%
HK$56,512
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,364/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,861
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,692
−HK$1,860/mo
Today · 4.125%
HK$62,552
baseline
▲ 0.50% · 4.625%
HK$66,358
+HK$3,806/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,104/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,482
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,239
−HK$1,781/mo
Today · 4.125%
HK$69,020
baseline
▲ 0.50% · 4.625%
HK$72,658
+HK$3,638/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,040/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,780 · Scale 2, in force from 26 Feb 2026)