LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,701
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,718
−HK$1,034/mo
Today · 4.125%
HK$34,752
baseline
▲ 0.50% · 4.625%
HK$36,867
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,504/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,380
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,356
−HK$989/mo
Today · 4.125%
HK$38,345
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,690/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,242
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,462
−HK$1,240/mo
Today · 4.125%
HK$41,702
baseline
▲ 0.50% · 4.625%
HK$44,240
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$83,404/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,656
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,827
−HK$1,187/mo
Today · 4.125%
HK$46,014
baseline
▲ 0.50% · 4.625%
HK$48,440
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$92,028/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,782
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,206
−HK$1,447/mo
Today · 4.125%
HK$48,653
baseline
▲ 0.50% · 4.625%
HK$51,613
+HK$2,960/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,306/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,932
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,298
−HK$1,385/mo
Today · 4.125%
HK$53,683
baseline
▲ 0.50% · 4.625%
HK$56,513
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,366/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,862
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,693
−HK$1,860/mo
Today · 4.125%
HK$62,553
baseline
▲ 0.50% · 4.625%
HK$66,360
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,106/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,484
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,240
−HK$1,782/mo
Today · 4.125%
HK$69,022
baseline
▲ 0.50% · 4.625%
HK$72,660
+HK$3,638/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,044/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,790 · Scale 2, in force from 26 Feb 2026)