LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,703
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$1,033/mo
Today · 4.125%
HK$34,753
baseline
▲ 0.50% · 4.625%
HK$36,868
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,506/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,381
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,357
−HK$990/mo
Today · 4.125%
HK$38,347
baseline
▲ 0.50% · 4.625%
HK$40,368
+HK$2,021/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,694/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,243
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,464
−HK$1,240/mo
Today · 4.125%
HK$41,704
baseline
▲ 0.50% · 4.625%
HK$44,242
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$83,408/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,658
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,829
−HK$1,187/mo
Today · 4.125%
HK$46,016
baseline
▲ 0.50% · 4.625%
HK$48,442
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.60M · min. income ≈ HK$92,032/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,784
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,208
−HK$1,447/mo
Today · 4.125%
HK$48,655
baseline
▲ 0.50% · 4.625%
HK$51,615
+HK$2,960/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,310/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,934
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,300
−HK$1,386/mo
Today · 4.125%
HK$53,686
baseline
▲ 0.50% · 4.625%
HK$56,516
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,372/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,865
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$60,696
−HK$1,860/mo
Today · 4.125%
HK$62,556
baseline
▲ 0.50% · 4.625%
HK$66,363
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,112/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,486
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,243
−HK$1,782/mo
Today · 4.125%
HK$69,025
baseline
▲ 0.50% · 4.625%
HK$72,663
+HK$3,638/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,050/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,813 · Scale 2, in force from 26 Feb 2026)