LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,703
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,721
−HK$1,033/mo
Today · 4.125%
HK$34,754
baseline
▲ 0.50% · 4.625%
HK$36,869
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,508/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,382
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,358
−HK$990/mo
Today · 4.125%
HK$38,348
baseline
▲ 0.50% · 4.625%
HK$40,369
+HK$2,021/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,696/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,244
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,240/mo
Today · 4.125%
HK$41,705
baseline
▲ 0.50% · 4.625%
HK$44,243
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,410/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,659
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,830
−HK$1,187/mo
Today · 4.125%
HK$46,017
baseline
▲ 0.50% · 4.625%
HK$48,443
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,034/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,785
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,209
−HK$1,447/mo
Today · 4.125%
HK$48,656
baseline
▲ 0.50% · 4.625%
HK$51,616
+HK$2,960/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,312/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,935
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,386/mo
Today · 4.125%
HK$53,687
baseline
▲ 0.50% · 4.625%
HK$56,517
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,374/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,866
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,697
−HK$1,861/mo
Today · 4.125%
HK$62,558
baseline
▲ 0.50% · 4.625%
HK$66,364
+HK$3,806/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,116/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,488
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,244
−HK$1,782/mo
Today · 4.125%
HK$69,026
baseline
▲ 0.50% · 4.625%
HK$72,665
+HK$3,639/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,052/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,825 · Scale 2, in force from 26 Feb 2026)