LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,706
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$1,033/mo
Today · 4.125%
HK$34,757
baseline
▲ 0.50% · 4.625%
HK$36,872
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,514/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,385
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,361
−HK$990/mo
Today · 4.125%
HK$38,351
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,702/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,248
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,468
−HK$1,241/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$44,247
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,663
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,187/mo
Today · 4.125%
HK$46,021
baseline
▲ 0.50% · 4.625%
HK$48,447
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,042/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,789
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,213
−HK$1,447/mo
Today · 4.125%
HK$48,660
baseline
▲ 0.50% · 4.625%
HK$51,621
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,320/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,940
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,306
−HK$1,386/mo
Today · 4.125%
HK$53,692
baseline
▲ 0.50% · 4.625%
HK$56,522
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,384/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,871
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,703
−HK$1,860/mo
Today · 4.125%
HK$62,563
baseline
▲ 0.50% · 4.625%
HK$66,370
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,126/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,494
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,250
−HK$1,782/mo
Today · 4.125%
HK$69,032
baseline
▲ 0.50% · 4.625%
HK$72,671
+HK$3,639/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,064/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,873 · Scale 2, in force from 26 Feb 2026)