LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,707
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$1,034/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,386
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$990/mo
Today · 4.125%
HK$38,352
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,021/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,704/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,248
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,469
−HK$1,240/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$44,247
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,663
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,834
−HK$1,188/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,448
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,789
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,214
−HK$1,447/mo
Today · 4.125%
HK$48,661
baseline
▲ 0.50% · 4.625%
HK$51,622
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,322/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,940
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,306
−HK$1,386/mo
Today · 4.125%
HK$53,692
baseline
▲ 0.50% · 4.625%
HK$56,522
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,384/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,872
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,703
−HK$1,861/mo
Today · 4.125%
HK$62,564
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,128/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,494
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,251
−HK$1,782/mo
Today · 4.125%
HK$69,033
baseline
▲ 0.50% · 4.625%
HK$72,672
+HK$3,639/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,066/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,878 · Scale 2, in force from 26 Feb 2026)