LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,707
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,725
−HK$1,033/mo
Today · 4.125%
HK$34,758
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,516/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,387
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,362
−HK$990/mo
Today · 4.125%
HK$38,352
baseline
▲ 0.50% · 4.625%
HK$40,374
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,704/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,249
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,470
−HK$1,240/mo
Today · 4.125%
HK$41,710
baseline
▲ 0.50% · 4.625%
HK$44,248
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,420/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,664
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,835
−HK$1,188/mo
Today · 4.125%
HK$46,023
baseline
▲ 0.50% · 4.625%
HK$48,449
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,046/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,790
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,215
−HK$1,447/mo
Today · 4.125%
HK$48,662
baseline
▲ 0.50% · 4.625%
HK$51,623
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,324/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,941
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,307
−HK$1,386/mo
Today · 4.125%
HK$53,693
baseline
▲ 0.50% · 4.625%
HK$56,524
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,386/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,873
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,704
−HK$1,861/mo
Today · 4.125%
HK$62,565
baseline
▲ 0.50% · 4.625%
HK$66,372
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,130/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,496
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$67,252
−HK$1,782/mo
Today · 4.125%
HK$69,034
baseline
▲ 0.50% · 4.625%
HK$72,673
+HK$3,639/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,068/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,889 · Scale 2, in force from 26 Feb 2026)