LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,712
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,729
−HK$1,034/mo
Today · 4.125%
HK$34,763
baseline
▲ 0.50% · 4.625%
HK$36,878
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,526/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,391
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,367
−HK$990/mo
Today · 4.125%
HK$38,357
baseline
▲ 0.50% · 4.625%
HK$40,379
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,714/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,254
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,475
−HK$1,240/mo
Today · 4.125%
HK$41,715
baseline
▲ 0.50% · 4.625%
HK$44,254
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,430/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,670
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,841
−HK$1,188/mo
Today · 4.125%
HK$46,029
baseline
▲ 0.50% · 4.625%
HK$48,455
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,058/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,796
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,221
−HK$1,447/mo
Today · 4.125%
HK$48,668
baseline
▲ 0.50% · 4.625%
HK$51,629
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,336/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,948
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,314
−HK$1,386/mo
Today · 4.125%
HK$53,700
baseline
▲ 0.50% · 4.625%
HK$56,531
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,400/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,881
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,712
−HK$1,861/mo
Today · 4.125%
HK$62,573
baseline
▲ 0.50% · 4.625%
HK$66,381
+HK$3,808/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,146/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,504
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,261
−HK$1,782/mo
Today · 4.125%
HK$69,043
baseline
▲ 0.50% · 4.625%
HK$72,683
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,086/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,960 · Scale 2, in force from 26 Feb 2026)