LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,712
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,730
−HK$1,034/mo
Today · 4.125%
HK$34,764
baseline
▲ 0.50% · 4.625%
HK$36,879
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,528/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,392
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,368
−HK$990/mo
Today · 4.125%
HK$38,358
baseline
▲ 0.50% · 4.625%
HK$40,380
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,716/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,255
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,476
−HK$1,240/mo
Today · 4.125%
HK$41,716
baseline
▲ 0.50% · 4.625%
HK$44,255
+HK$2,539/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,432/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,670
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,842
−HK$1,188/mo
Today · 4.125%
HK$46,030
baseline
▲ 0.50% · 4.625%
HK$48,456
+HK$2,426/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,060/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,797
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,222
−HK$1,447/mo
Today · 4.125%
HK$48,669
baseline
▲ 0.50% · 4.625%
HK$51,630
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,338/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,949
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,315
−HK$1,387/mo
Today · 4.125%
HK$53,702
baseline
▲ 0.50% · 4.625%
HK$56,532
+HK$2,830/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,404/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,882
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,714
−HK$1,861/mo
Today · 4.125%
HK$62,575
baseline
▲ 0.50% · 4.625%
HK$66,382
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,150/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,506
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,263
−HK$1,782/mo
Today · 4.125%
HK$69,045
baseline
▲ 0.50% · 4.625%
HK$72,684
+HK$3,639/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,090/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,971 · Scale 2, in force from 26 Feb 2026)