LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,713
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$1,034/mo
Today · 4.125%
HK$34,765
baseline
▲ 0.50% · 4.625%
HK$36,880
+HK$2,115/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,530/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,393
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,369
−HK$991/mo
Today · 4.125%
HK$38,360
baseline
▲ 0.50% · 4.625%
HK$40,382
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,720/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,256
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,477
−HK$1,241/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$44,256
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,672
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,843
−HK$1,188/mo
Today · 4.125%
HK$46,031
baseline
▲ 0.50% · 4.625%
HK$48,458
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,062/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,799
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,223
−HK$1,448/mo
Today · 4.125%
HK$48,671
baseline
▲ 0.50% · 4.625%
HK$51,632
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,342/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,951
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,317
−HK$1,386/mo
Today · 4.125%
HK$53,703
baseline
▲ 0.50% · 4.625%
HK$56,534
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,406/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,884
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$60,716
−HK$1,861/mo
Today · 4.125%
HK$62,577
baseline
▲ 0.50% · 4.625%
HK$66,384
+HK$3,807/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,154/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,508
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,265
−HK$1,782/mo
Today · 4.125%
HK$69,047
baseline
▲ 0.50% · 4.625%
HK$72,687
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,094/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$537,989 · Scale 2, in force from 26 Feb 2026)