LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,715
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,732
−HK$1,034/mo
Today · 4.125%
HK$34,766
baseline
▲ 0.50% · 4.625%
HK$36,882
+HK$2,116/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$69,532/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,395
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,371
−HK$990/mo
Today · 4.125%
HK$38,361
baseline
▲ 0.50% · 4.625%
HK$40,383
+HK$2,022/mo
Deposit HK$7.17M · loan HK$7.17M · min. income ≈ HK$76,722/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,258
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,479
−HK$1,241/mo
Today · 4.125%
HK$41,720
baseline
▲ 0.50% · 4.625%
HK$44,258
+HK$2,538/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$83,440/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,674
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,845
−HK$1,188/mo
Today · 4.125%
HK$46,033
baseline
▲ 0.50% · 4.625%
HK$48,460
+HK$2,427/mo
Deposit HK$5.74M · loan HK$8.61M · min. income ≈ HK$92,066/mo (50% DSR)
Upfront cash ≈ HK$6.28M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,801
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,225
−HK$1,448/mo
Today · 4.125%
HK$48,673
baseline
▲ 0.50% · 4.625%
HK$51,634
+HK$2,961/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,346/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,953
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,319
−HK$1,387/mo
Today · 4.125%
HK$53,706
baseline
▲ 0.50% · 4.625%
HK$56,537
+HK$2,831/mo
Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$107,412/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,887
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$60,718
−HK$1,861/mo
Today · 4.125%
HK$62,579
baseline
▲ 0.50% · 4.625%
HK$66,387
+HK$3,808/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$125,158/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,511
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$67,268
−HK$1,782/mo
Today · 4.125%
HK$69,050
baseline
▲ 0.50% · 4.625%
HK$72,690
+HK$3,640/mo
Deposit HK$1.43M · loan HK$12.91M · min. income ≈ HK$138,100/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$538,013 · Scale 2, in force from 26 Feb 2026)